Annuities and retirement planning

You may have heard that IRAs and employer-sponsored plans (e.g., 401(k)s) are the best ways to invest for retirement. That's true for many people,... Read the full article

Estimating your retirement income needs

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income... Read the full article

Closing a retirement income gap

When you determine how much income you'll need in retirement, you may base your projection on the type of lifestyle you plan to have and when you... Read the full article

Annuities and retirement planning

Annuities come in many different forms. There are immediate and deferred annuities, with both fixed and variable rates. However, whatever the type of... Read the full article

Teaching your child about money

Ask your five-year old where money comes from, and the answer you'll probably get is "From a machine!" Even though children don't always understand... Read the full article

Deciding what to do with your 401(k) plan when you change jobs

When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should... Read the full article

Life insurance at various life stages

Your need for life insurance changes as your life changes. When you're young, you typically have less need for life insurance, but that changes as... Read the full article

Sudden wealth

What would you do with an extra $10,000? Maybe you'd pay off some debt, get rid of some college loans, or take a much-needed vacation. What if you... Read the full article