Retirement planning--the basics

You may have a very idealistic vision of retirement--doing all of the things that you never seem to have time to do now. But how do you pursue that... Read the full article

Estimating your retirement income needs

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income... Read the full article

Understanding Social Security

Over 60 million people today receive some form of Social Security benefits, including approximately 39 million individuals age 65 or older. (Source:... Read the full article

Deciding what to do with your 401(k) plan when you change jobs

When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should... Read the full article

401(k) plans

Retirement plans established under Section 401(k) of the Internal Revenue Code, commonly referred to as "401(k) plans," have become one of the most... Read the full article

Retirement plans for small businesses

As a business owner, you should carefully consider the advantages of establishing an employer-sponsored retirement plan. Generally, you're allowed a... Read the full article

Understanding IRAs

An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs are one of the most powerful retirement... Read the full article

Investing for major financial goals

The first step in investing is defining your dreams for the future. If you are married or in a long-term relationship, spend some time together... Read the full article