Estimating your retirement income needs

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income... Read the full article

Borrowing or withdrawing money from your 401(k) plan

If you have a 401(k) plan at work and need some cash, you might be tempted to borrow or withdraw money from it. But keep in mind that the purpose of... Read the full article

Choosing a beneficiary for your IRA or 401(k)

Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement... Read the full article

Annuities and retirement planning

You may have heard that IRAs and employer-sponsored plans (e.g., 401(k)s) are the best ways to invest for retirement. That's true for many people,... Read the full article

Closing a retirement income gap

When you determine how much income you'll need in retirement, you may base your projection on the type of lifestyle you plan to have and when you... Read the full article

Deciding what to do with your 401(k) plan when you change jobs

When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should... Read the full article

Taking advantage of employer-sponsored retirement plans

Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer... Read the full article

Saving for retirement and a child's education at the same time

You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is,... Read the full article