You've worked hard and achieved a lot. When it comes to retirement, there will be a new set of financial questions you will need to answer. Financial planning can help with this phase by showing how to draw income from your investments, while still growing and protecting what you have.

Making the most of what you’ve saved for your retirement and not outliving your assets requires smart, careful planning. You need to address complex issues such as:

• Generating income from multiple sources
• Investing to stay ahead of inflation
• Managing market risks
• Planning that manages your tax liability

This is a new set of challenges that represents a fundamental shift in priorities. Accumulating savings used to be the priority, but now the question is how to manage those savings so you can continue to spend throughout your retirement.

To make the right decisions, you need guidance from a dedicated advisor who knows you, your finances and your goals. With Ameriprise Financial, you have a personal advisor to help manage the complex financial decisions you face. Your advisor will provide an income plan for your retirement based on your unique, individual situation — and adjust your plan as your life changes.

*Neither Ameriprise Financial nor it affiliates or representatives may provide tax or legal advice. Consult your tax advisor or attorney for specific issues.