Market News

As retirement gets closer, you may have a clear idea of how you want to approach this next stage in your life. You may be thinking about traveling, starting your own business or spending more time volunteering. As you prepare, we will work together to take a closer look at how your savings will support you in retirement, including how much you will need each month in order to live in a manner that suits your personal needs. We will review all your potential income sources, such as pensions, IRAs, 401(k), Social Security, annuities or other sources in order to make the most informed recommendation for you.

The first step in achieving the dream of financing future education is to assess where you are today and what your goals are. The total cost will depend on several factors, including private versus public tuition costs, financial aid opportunities, scholarships, the type of degree being sought and housing costs. The type of plan you choose for education savings can have a major impact on your financial situation and on your children's. Some of the most common plans include a Uniform Gifts to Minors/Uniform Transfers to Minors Account, a 529 College Savings Plan and a Coverdell Education Savings Account. I can help you establish an appropriate savings plan for your needs and help track your progress through the years.

Working toward future dreams is difficult if you haven’t insured what matters most today. In fact, insuring your family, your home, your car and your income against unexpected events lies at the core of comprehensive financial planning. To determine if you are adequately covered you might want to ask yourself how an unforeseen event would affect your family’s future. In addition to cash reserves to cover unexpected costs, you should also decide which type of insurance and coverage level is best for you. Options include life insurance, long-term care insurance, disability insurance and auto and home insurance. I can clearly explain your options so you can make educated decisions for you and your family.