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Get started with personalized financial advice


The process begins with a brief phone call to learn a little more about your situation and see if I might be a good fit to help you. Everything we discuss will be in plain English - no fancy jargon.

The next step is a no-cost meeting where I'll learn more about you (or your company), your situation, and your goals. I'll ask questions to help us learn more about your needs, and there will be plenty of time for you to ask question as well.

For individuals & families, our discussion will focus on cash flow, retirement income, tax planning, estate planning, protection, & investment advice.

For businesses, we'll review the needs of ownership and employees, as well as the company's retirement plan.

At the end of this meeting, there is no sales pitch, no pressure. I'll simply ask if you'd like me to do a no-cost analysis of your situation and provide my advice.

After that meeting, if you decide you'd like to work together, we can take the next steps. If not, we can part ways as friends.


Advice to help you achieve what’s most important to you

One to one financial advice based on your goals and needs

We begin with what's most important to you - from goals that can include retirement or education, to a major purchase like a second home.

How to begin

1. Schedule your complimentary initial consultation

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If you're interested in learning more about how I can help you meet your financial goals, schedule a complimentary initial consultation. Even if you're already working with another professional, I can give you a new perspective and answer your unaddressed questions.

Request consultation

2. Prepare for your consultation

Before we meet, consider these financial questions:
  • What are your most important financial goals right now?
  • What concerns you most about your finances?
  • Did a specific life event or need prompt you to seek advice?
  • How are your investments performing in current market conditions?
  • What are you looking for from a financial advisor? What are you not receiving currently?
To help understand your current financial picture, I may also ask you to bring recent bank and investment statements and insurance policies.

3. Get to know me

Bill Hecklick, Financial Advisor, S&T Financial Services, a financial advisory practice of Ameriprise Financial
I’m passionate about helping clients like you reach their financial goals. Before we meet, take the time to get to know me. I look forward to getting to know you.
Learn more about me

4. Meet with me

During our initial consultation, we'll discuss your financial priorities and goals, how we can work together, the value I can provide, the costs associated if you decide to work with me and next steps.

View my services and solutions

Our ongoing partnership

Our first meeting is just the beginning of an ongoing relationship. A lasting financial relationship can help you prepare for and navigate unforeseen events as they arise. Connect with us when you need to, in person, by phone or online.

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I look forward to hearing from you

For more than 125 years, Ameriprise advisors like me have been helping people like you achieve their financial goals. When you’re ready, reach out to schedule your complimentary initial consultation.

Request consultation