The Team

Putting clients first; it’s what we do

Ameriprise earned a Hearts & Wallets Top Performer recognition in:

· “Unbiased, puts my interest first”

· “Explains things in understandable terms”

· “Understands me and shares my values”

We’re proud to be associated with a firm known for its service and how it relates to clients, because serving your interests is our priority. We offer comprehensive financial advice and a broad range of solutions to help you and your loved ones live brilliantly, now and in the future.

With the right financial advisor, life can be brilliant.

Our Advisors

Niraj Chhabra

Niraj Chhabra

Financial Advisor

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Top Areas of Focus

  • Family Finances
  • Tax Planning Strategies
  • Women's Financial Strategies


MBA Finance, Rutgers University, New Brunswick, NJ, BA Business Administration, Montclair State University, Montclair NJ
CA Insurance #0I26635


Our Staff

Laura Young

Client Service Manager

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Roles & Responsibilities

  • Client Service and Scheduling
  • New Client Onboarding
  • Office Management
  • Application/Paperwork Processing

John Civardi

Financial Planning Assistant

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Roles & Responsibilities

  • Financial Plan Deliverables
  • Data Management & Input
  • Illustrations & Applications
  • Summary Letters

Duane Stanton

Marketing Specialist

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Roles & Responsibilities

  • Marketing Materials
  • Social Media & Marketing Programs
  • Event Planning Support
  • Gifting Processing & Compliance