David Lee

Financial Advisor
Heritage Wealth Advisors
A private wealth advisory practice of Ameriprise Financial Services, LLC

  • Market volatility

    Stay on track with your financial goals during changing market conditions.
    Gain insights

  • Personalized advice

    Your financial goals are unique to you. Learn how we can help you achieve them.
    Get started

  • Get to know us

    We enjoy helping our clients achieve their financial goals. Learn about our team members.
    Meet the team

Background and qualification information is available at FINRA's BrokerCheck website.

You are not just another face in the crowd

You are unique, and so are your financial goals. That’s why I take the time to understand what’s truly important to you.

I can help you prepare for whatever life brings — both the expected and the unexpected — with personalized advice tailored to you.

I deliver personalized financial advice to help you achieve your goals, today and tomorrow, through our Confident Retirement® approach. Working together, I can help you feel more confident, connected, and in control of your financial life.

Do more with your cash reserves

Are you looking for better ways to grow and manage your cash? Explore our Cash Management Interactive Guide to develop a smarter cash strategy.

Email me your results from the guide and let’s begin a conversation about how we can get your cash working harder for you.

Events

Social Security & Medicare - Get What's Yours

Join us for an educational event where we will provide you with the information and resources you need to develop a strategy and create a plan to implement your benefits.

Social Security

• Understand your options
• Create a plan to implement your benefits
• Timing – advantages and disadvantages of electing benefits early and waiting for full retirement age
• Working while collecting Social Security
• Taxes & Social Security• Spousal and survivor benefits
• Divorced spousal and survivor benefits
• Social Security Strategies• Future of Social Security
• Resources

Medicare

• Original Medicare, Medicare Advantage
• Medicare Parts A - D and how they work
• Medigap Insurance
• Costs and Options
• Prescription drug coverage
• Medicare Enrollment Timeline
• Resources

Creating Tax Free Retirement Income

A significant amount of the wealth in the US is in common retirement plans, such as 401(k)s and IRAs. The majority of these monies will be fully taxable as ordinary income.

Join us for a discussion around how to help mitigate this future tax issue, by creating Tax Free Retirement Income.

• How to diversify the taxation of your money and reduce long term tax rates
• Case Study- how one family has an income of $150,000/year with an average tax rate of 7%
• Three Vehicles that can provide Tax Free Retirement Income
• While Roth IRAs have contribution limits of $6,000/year, learn which other vehicles have no limits

Financial Bootcamp for Kids - Elementary and Middle School Session

“Teach the children so it will not be necessary to teach the adults.”
- Abraham Lincoln

We don’t teach kids enough about money in school, and young adults are sent into the world with little to no formal education in how to make smarter money decisions.

Join us and bring your kids for a discussion around important financial concepts that will not only help put them on a better trajectory, but leave them excited about making better financial decisions.

Mindset

What reallymakes us happy? ( Hint : It's not necessarily money)

Making Money

  • Careers versus jobs
  • Chores
  • Helping neighbors
  • Starting a business

Investing

  • Getting your money to make money for you
  • Why Einstein called compound interest the 8th Wonder of the World
  • Where Money Goes

Needs Versus Wants

•Save
•Spend
•Give

Borrowing

•The Plastic Piranha

and

•Tyrannosaurus Debt

Next Session on Nov 18th

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Newsletter

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My videos

8 videos
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After a volatile first half, what’s next?
After a volatile first half, what’s next?

Stocks swung from a bear market in Q1 to near record highs in Q2. In the 2020 Third Quarter Outlook from Ameriprise, David Joy, Chief Market Strategist, provides insights on the near-term market environment and key actions for investors to consider. (3:02)

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Staying on track when markets are volatile
Staying on track when markets are volatile

Market volatility is a natural characteristic of investment markets. Ongoing communication with your advisor can help ensure you have the personalized financial advice you need to maintain a well-diversified portfolio regardless of market conditions. (2:17)

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The path to a financial comeback
The path to a financial comeback

Based on findings in the Financial Comebacks study from Ameriprise, hear expert insights on the most common setbacks and strategies to recover. (15:36)

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Building financial confidence for a lifetime
Building financial confidence for a lifetime

At Ameriprise, a dedicated team of advisors is ready to help you when you need them. With an understanding of what’s most important to you, they can offer personalized advice based on your goals for today and tomorrow. Their guidance, combined with digital tools, help you track the progress toward your goals, anytime, anywhere. Working together, they can help you make your financial dreams a reality. (1:12)

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Economic impacts from the coronavirus
Economic impacts from the coronavirus

Where could global economies be headed amid the outbreak? Russell Price, Ameriprise Chief Economist, sums up the near-term situation and whether it could cause a recession. (1:36)

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What can investors watch for in markets amid the virus outbreak?
What can investors watch for in markets amid the virus outbreak?

The virus outbreak is dominating investors’ psyche. Focus on three main indicators of the potential business impacts. (0:49)

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Could reactions to the coronavirus lead to a recession?
Could reactions to the coronavirus lead to a recession?

Adverse events such as the virus outbreak have the potential to cause an economic downturn. Learn about the prospect for a recession. (0:59)

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The secure site on ameriprise.com
The secure site on ameriprise.com

Watch our video for an introduction to the secure site and learn more about working with your advisor online. (2:00)

The Ameriprise difference

Ask me about tracking your goals online
Having ongoing access to your goals and progress can help you feel confident, connected and always in control of your financial life.
Gauge your retirement readiness

Gauge your retirement readiness

Our 3-Minute Confident Retirement® check can help you start finding the answers to your questions. Gauge your retirement readiness and see where you stand.

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Sunrise

In these uncertain times, Ameriprise advisors are here to help you navigate today, focus on the future, and stay on track for tomorrow. (0:31)