Advisor profile

My approach

Karen D Higgins - My approach photo

What you can expect when you work with me

At Ameriprise, our purpose is to help you feel confident, connected and in control of your financial life. The right financial advice can help prepare you for whatever life brings – both the expected and the unexpected.
When you work with me, you receive:

· 1:1 financial advice based on your goals and needs.

· Personalized recommendations for a diversified portfolio, and solutions to help protect you from uncertainty.

· Regular meetings to review your goals, progress and investments.

· Anytime access to your investments and digital tools to help you stay on track.

Feel confident about your financial future.

Karen D Higgins - My approach photo

Areas of focus

  • Executive Compensation and Benefit Strategies
  • Investments
  • Retirement Income Strategies
  • Tax Planning Strategies
  • Wealth Preservation Strategies
  • Estate Planning Strategies
Years of Experience
This number may include years as a financial advisor, and/or experience as a registered representative.


  • APMA® Accredited Portfolio Management Advisor℠
  • CRPC® Chartered Retirement Planning Counselor℠
  • Series 7 and 66 licensed


  • University of Florida at Gainsville, BA, 1982
  • Old Dominion University, BA, 1985


  • Keswick Ladies Golf - Charlottesville, VA
  • Executive Women’s Golf Association
  • Domestic and International Travel
  • Spending time with friends and family
  • My precious King Charles Cavaliers, Grace and Kelly
  • Not to mention, flowers, decorating and shopping

Community participation

  • Massey Cancer Center Advisory Board - Leadership Committee (2016 - 2020)
  • Women & Wellness Co-Chair (2017) Chair (2018)
  • American Heart Association Board Member (2010 - 2018)
  • Chairperson for the “Go Red” Women’s Luncheon (2010)
  • Crystal Society of the Science Museum of Virginia
  • Supporter of the Virginia Museum of Fine Arts

Awards & recognition

  • Ameriprise Circle of Success, 2017, 2018, 2019, 2020
  • Ameriprise Client Experience Award, 2020

Private Wealth Advisors

Ameriprise Private Wealth Advisors have extensive experience in helping affluent clients preserve and grow their wealth. They possess the capabilities and resources to provide customized recommendations and support for tax, estate, and retirement planning. They help clients step back and explore the full range of opportunities their wealth can bring. With years of experience and an established network of expert resources, Private Wealth Advisors are among the most qualified and credentialed advisors in the industry. Ameriprise Financial gives this elite group the highest priority and quality of service and resources available to help ensure their clients receive the best possible client experience.