Past events

Planning to Give

PDT

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Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

Our money down the road can only go to three places: Ourheirs, the IRS, or to charity - and many of us have control over how much goesto the IRS. Join us to learn strategies for redirecting what otherwise might goto the IRS to the charities you support. Topics that will be discussed are:

  • How to get tax benefits now for gifts that are made to charity sometime in the future
  • How to avoid tax on RMD's (required withdrawals from IRAs and 401k's)
  • How to get certain benefits of trusts (probate avoidance, creditor protection, control over when kids get money, etc.) without the costs of setting up a trust
  • Donor Advised Funds, Dynasty Trusts, Capital Gains Bypass Trusts.

This is an informational event. There is no cost or obligation.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial Services, LLC and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Creating Tax Free Retirement Income

PDT

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Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

A significant amount of the wealth in the US is in common retirement plans, such as 401Ks and IRAs. The majority of these monies may be fully taxable as ordinary income. Join us for a discussion around how to help mitigate this future tax issue, by creating Tax Free Retirement Income. We will cover topics such as:

· How to diversify the taxation of your money and reduce long term tax rates.

· Investments that may provide recession-proof income

· 3 Vehicles that may provide Tax Free Retirement Income

· While Roth IRAs have contribution limits of $6,000/year, learn which other vehicles have no limits

· Case Study- how one family has an income of $150,000/year with an average tax rate of 7%

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial cannot guarantee future financial results.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Passive Income Streams

PDT

Join this event online

Erin Scannell, CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

It is said that we one of the more difficult time in history to retire, largely because interest rates are so low. For many of our clients, the goal of creating multiple streams of income that pay to them, regardless of whether they work, is central to their plan. We will look at major strategies to help you produce more secure, sustainable, reliable, lasting income, that can pay even during times of recession, and may even outpace inflation and can grow over time. We will cover:

· Investments that are producing healthy income

· Investments that may provide recession-proof income

· What the large endowments are investing in to produce better income

There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial cannot guarantee future financial results.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.