Upcoming events

Helping You Protect What Matters Most

  • Rich Rothenberger, Regional Vice President - RiverSource Life Insurance Company
  • Michelle Heide & Associates

What is your plan in the event your income stopped? Attend our free educational seminar, to discuss solutions, including disability and life insurance, to help you protect what matters most. Join us to learn about:

  • Common causes of disability
  • Avoiding the income gap
  • Supplementing group benefits
  • The potential impact on retirement
  • Creating an action plan
To reserve a spot: call us at 908.713.6600 or email us at tracey.l.bardecker@ampf.com

Michelle Heide, CA insurance #0K51985

Tiffani Tita, CA insurance #0J18594

This is an informational presentation. There is no cost or obligation. This seminar is sponsored by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. Before you purchase, be sure to ask your financial advisor about the insurance policy’s features, benefits, risks and fees, and whether the insurance is appropriate for you based upon your financial situation and objectives. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, LLC. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York

Give your Pantry a Healthy Makeover

  • Shelly Loving, Holistic Food Educator
  • Michelle Heide & Tiffani Tita
  • Michelle Heide & Associates

Shelley Loving is a holistic food educator and nutrition chef who believes in the power of food and how it affects our bodies. Through her real and positive approach to food she will help educate and inspire us to really pay attention to the food we eat, how we prepare it, and how to integrate healthier options into our diets.

During this 45-minute virtual session Shelley will help you organize your pantry, showing you what to look for on a product label, what items should be staples in your pantry, and how to make healthy swaps of some familiar items you may have.

To reserve a spot: call us at 908.713.6600 or email us at tracey.l.bardecker@ampf.com

Creating your retirement income: Strategies to help you live the life you’ve earned

  • Bill Considine, MBA, Regional Vice President - Ameriprise Financial
  • Michelle Heide & Associates

During this complimentary session, you’ll learn how to:

· Determine how much income you’ll need in retirement

· Identify income sources that you can combine to create your retirement income

· Help make your savings last

To reserve a spot: call us at 908.713.6600 or email us at tracey.l.bardecker@ampf.com

This is an informational seminar. There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Planning for the future: An approach for your whole family

  • Tiffani Tita, Financial Advisor - Michelle Heide & Associates
  • Michelle Heide & Associates

When you regularly talk with your family about money, you can work together toward a lifetime of financial confidence. This complimentary session will:

· Help you consider what leaving a legacy means

· Introduce the Ameriprise Family Legacy Planner as a tool you can use to start your family conversations

· Highlight how an advisor can help you work though important financial issues with your family and loved ones

To reserve a spot: call us at 908.713.6600 or email us at tracey.l.bardecker@ampf.com

This is an informational seminar. There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.