Upcoming events

Plan to give more: Estate Planning

EDT

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David Houston,, Director Advance Strategies - Riversource Life Insurance Company

Todd Hubley, Regional Vice President, Ameriprise Financial Services LLC

Learn how to:

• Control how your estate is distributed

• Give to loved ones or charities important to you

• Help reduce taxes and leave a larger legacy

For more information: call us at 201.221.2700 or email us at alexis.z.gerasimow@ampf.com

Thisis an informational event. There is no cost or obligation.

RiverSourceis affiliated withAmeriprise Financial , LLC.

AmeripriseFinancial, Inc. and its affiliates do not offer tax or legal advice. Consumersshould consult with their tax advisor or attorney regarding their specificsituation.Before you purchase insurance, be sure to consider the policy’s features,benefits and fees, and whether it is appropriate for you, based on yourfinancial situation and objectives.Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and inNew York only, by RiverSource Life Insurance Co. of New York, Albany, New York.Investmentproducts are not insured by the FDIC, NCUA or any federal agency, are notdeposits or obligations of, or guaranteed by any financial institution, andinvolve investment risks including possible loss of principal and fluctuationin value.

Securitiesoffered by AmeripriseFinancial Services, LLC. Member FINRA and SIPC.

©2025 Ameriprise Financial Inc. All rights reserved. 7937121ACMR0525

Social Security - Preparing for Retirement

EST

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Craig LoConte, Director - MFS Investments

Todd Hubley, Regional Vice President with Ameriprise Financial

MFS Investments

During this complimentary session, we’ll address important components of Social Security benefits. We'll talk about how Social Security benefits are calculated and discuss options for anyone who has ever been married, as well as the role of taxes and your retirement plan.

For more information: call us at 201.221.2704 or email us at alexis.z.gerasimow@ampf.com

This is an informational event. There is no cost or obligation.

MFS Investments and its representatives are not affiliated with Ameriprise Financial, LLC.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Always consult a Social Security agent or attorney regarding your specific Social Security decisions.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

©2025 Ameriprise Financial LLC. All rights reserved.

Past events

Weathering job transitions. Preserving your future.

EDT

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Lon Davis, Regional Vice President - RiverSource

Todd Hubley, Regional Vice President

Being out of work can be very challenging, both financially and emotionally. This complimentary session will cover some of the steps you can take to help you manage during this tough time, including:

· How to meet your basic expenses in the near term and keep your health coverage

· What to do if you’ve been out of work for 6 months or more

· How to manage long-term financial goals if you’ve been out of work for a year or more

Thisis an informational seminar. There is no cost or obligation.

RiverSourceis an affiliate of Ameriprise Financial.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2025 Ameriprise Financial, Inc. All rights reserved.