Advisor profile

My approach

Ray Ramirez - My approach photo

What you can expect when you work with me

At Ameriprise, our purpose is to help you feel confident, connected and in control of your financial life. The right financial advice can help prepare you for whatever life brings – both the expected and the unexpected.
When you work with me, you receive:

· 1:1 financial advice based on your goals and needs.

· Personalized recommendations for a diversified portfolio, and solutions to help protect you from uncertainty.

· Regular meetings to review your goals, progress and investments.

· Anytime access to your investments and digital tools to help you stay on track.

Feel confident about your financial future.

Ray Ramirez - My approach photo

Areas of focus

  • Social Security Retirement Benefits
  • Retirement Plan Distribution
  • Investment Management
  • Saving for Education
  • Women's Financial Strategies
  • Charitable Giving
  • Retirement Income Strategies
  • Insurance
  • Estate Planning Strategies
  • Cash Flow Management Strategies
  • Executive Compensation and Benefit Strategies
  • Employee Stock Options
  • Tax Planning Strategies
  • Family Finances
  • Retirement Planning Strategies
  • Wealth Preservation Strategies
Years of Experience
This number may include years as a financial advisor, and/or experience as a registered representative.


  • Health and fitness
  • Community involvement
  • International travel
  • Religious organizations

Community participation

  • Volunteer with Second Harvest in Golden Valley, MN.
  • Volunteer with Como Park Zoo and Conservatory in Minneapolis, MN.