Past events

Estate Planning

PDT

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Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

While it might not be the most exciting subject in the world, Estate Planning is foundational in every financial plan. We want our money to serve us during our lives, with whatever remains going to our kids and family, to causes we support, and to our community. Join us as we share strategies to help balance simplicity and effectiveness, that provide for us if we become sick or incapacitated, and that can help reduce taxes, allowing us to make a potentially larger impact on our family and charities we support. We will cover:

· The basics – Strategies for preserving your estate and avoiding probate

· Advanced - Strategies to help reduce taxes

· Easy wins – Strategies that can be used now without the need of an attorney

· Planned Giving – Strategies for how to save taxes and give more charity without reducing what goes to kids

This is an informational event. There is no cost or obligation.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial Services, LLC and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Planning to Give

PDT

Join this event online

Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

Our money down the road can only go to three places: Ourheirs, the IRS, or to charity - and many of us have control over how much goesto the IRS. Join us to learn strategies for redirecting what otherwise might goto the IRS to the charities you support. Topics that will be discussed are:

  • How to get tax benefits now for gifts that are made to charity sometime in the future
  • How to avoid tax on RMD's (required withdrawals from IRAs and 401k's)
  • How to get certain benefits of trusts (probate avoidance, creditor protection, control over when kids get money, etc.) without the costs of setting up a trust
  • Donor Advised Funds, Dynasty Trusts, Capital Gains Bypass Trusts.

This is an informational event. There is no cost or obligation.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial Services, LLC and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Creating Tax Free Retirement Income

PDT

Join this event online

Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

A significant amount of the wealth in the US is in common retirement plans, such as 401Ks and IRAs. The majority of these monies may be fully taxable as ordinary income. Join us for a discussion around how to help mitigate this future tax issue, by creating Tax Free Retirement Income. We will cover topics such as:

· How to diversify the taxation of your money and reduce long term tax rates.

· Investments that may provide recession-proof income

· 3 Vehicles that may provide Tax Free Retirement Income

· While Roth IRAs have contribution limits of $6,000/year, learn which other vehicles have no limits

· Case Study- how one family has an income of $150,000/year with an average tax rate of 7%

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial cannot guarantee future financial results.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Passive Income Streams

PDT

Join this event online

Erin Scannell, CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

It is said that we one of the more difficult time in history to retire, largely because interest rates are so low. For many of our clients, the goal of creating multiple streams of income that pay to them, regardless of whether they work, is central to their plan. We will look at major strategies to help you produce more secure, sustainable, reliable, lasting income, that can pay even during times of recession, and may even outpace inflation and can grow over time. We will cover:

· Investments that are producing healthy income

· Investments that may provide recession-proof income

· What the large endowments are investing in to produce better income

There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial cannot guarantee future financial results.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Investing to "do good" - ESG

PDT

Join this event online

Erin J Scannell CFP®, CLU®, ChFC®, AAMS® , Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Many investors around the globe are interested not only in the financial outcomes of their investments-but also the impact their investments may have, and the role their assets can play in promoting certain global issues. Such investors often cite a sense of responsibility to “do good” socially and environmentally and want to align their values with their investing. This is where ESG and impact investing portfolios can come into play. Join us to learn strategies on how to invest in a way that aligns with your values and to learn the benefits of socially responsible and ESG investing.

There is no cost or obligation.

Social impact investing or ESG may increase risk due to the limitations and constraints involved in investment selection and, as a result, the fund may underperform other funds that do not consider the social impact.

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