Upcoming events

Structured Products Overview

CST

You must RSVP to receive access credentials for this event or seminar

Ted Brettingen, Director - BMO Capital Markets

Russ Ray III, CRPC® | Financial Advisor | Vice President

Clients and Friends,

You are invited to an exclusive Seminar Series presentation of “Structured Products Overview”.

During this seminar series you will learn:

· The features and benefits of structured products

· How structured products can help mitigate portfolio volatility and increase portfolio diversification

· The different types of structured products that can meet varying investor goals

Friday, December 16th , 2022 at 10:45am CST

Hosted by: Russ Ray III, CRPC® Financial Advisor | Vice President

Presented by: Ted Brettingen, Director at BMO Capital Markets

RSVP your spot by contacting:

Corbin Jamison– 972-244-5813 or Corbin.Jamison@ampf.com

To reserve a spot: call us at 972.244.5813 or email us at Corbin.Jamison@ampf.com

This is an informational seminar. There is no cost or obligation.

BMO Capital Markets and their representatives are not affiliated with Ameriprise Financial.

Structured products are complex products that involve investment and other substantial risks compared to traditional investments and may not be appropriate for all investors. Investors should consider the investment objectives, risks, charges and expenses of the structured product carefully before investing. The prospectus and term sheet contain this and other important information about the product. Clients should read the prospectus and terms heet carefully before investing.

In the case of structured notes, protection of principal is subject to the creditworthiness of the issuer. Structured notes holders may lose up to 100%of their investment upon the bankruptcy of the issuer, even if the value of the reference asset is favorable. Creditworthiness of the issuer may change at any time during the term of the note.

Generally, structured products are not listed on an exchange, do not trade, and are not liquid. The price is provided by the issuer, or an affiliate of the issuer. In addition, broker-dealers affiliated with the issuers often make a market in structured products, but may not be able to offer liquidity, or the price may be substantially less than the original payment. Investors should be willing and able to hold their structured product investment until maturity.

General market and economic factors, some of which may be unpredictable will affect the underlying instruments or the value of the structured product. Structured products are subject to market, interest rate, and volatility risks.

Limits or caps in the appreciation of the underlying asset can limit upside appreciation while investors are still exposed to downside risk.

Each offering may differ. There may be fees and costs that may impact the return of principal as well as negatively impact the performance of the product. The initial price of a purchase includes the underwriter’s commissions, the issuer’s cost of hedging its obligations for the deposit, and possibly other costs and expenses. The issuer will use part of an investor’s deposit to fund hedging activity, which means that less of an investor’s deposit is working for a performance return and that their performance return may be adversely impacted. To the extent the issuer generates proceeds from hedging activity, the proceeds are retained by the issuer.

While diversification can help protect against certain investment risks, it does not assure a profit or protect against loss.

Investors in structured products should bring the applicable term sheet and prospectus to their tax advisor for consultation.

Although CDs are generally FDIC insured up to the applicable limits (currently $250,000), the FDIC insurance applies only to the principal investment and will not cover any potential performance. FDIC thresholds are limited to all deposits held in the same insurable capacity at any one issuer.

Structured products are distributed by Ameriprise Financial but are issued by third party sponsors.

Structured products may or may not be federally or FDIC-insured, deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

4984781ACMR1022

Past events

Virtual Cooking with Food Coach, Shelley Loving

CST

Meeting1!

Join this event online

Shelley Loving, Food Coach

Russ Ray III, CRPC® | Financial Advisor | Vice President

Putnam Investments

Clients and Friends,

You are invited to join us for an exclusive webinar “Virtual Cooking with Food Coach, Shelley Loving”. Join us as Food Coach, Shelley Loving, puts a healthy twist on some holiday side dishes. Recipes will be available for distribution following our event. Please register for this event using the link below.

Tuesday, December6, 2022, at 5:00pm CST

Hosted by:

AmeripriseFinancial Services, LLC

Sponsored by:

Putnam Investments

Dial-in:844-621-3956

ConferenceID: 2498 202 7006

WebEx Registration: Register Here!

Password: Meeting1!

Please forward this invitation to anyone you feel would enjoy this presentation.

To reserve a spot: call us at 972.244.5712 or email us at toby.duckworth@ampf.com

This is an informational seminar. There is nocost or obligation. Shelly Loving, Putnam investments and their representatives arenot affiliated with Ameriprise Financial

Ameriprise Financial Services, LLC, MemberFINRA and SIPC.

©2022 Ameriprise Financial, Inc. All rights reserved.

4934061ACMR0922