Upcoming events

AI: The Opportunity is Anything but Artificial

EST

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Brian Dunlap, CIMA®, CBDA®, Director & Lead Product Strategist - Blackrock

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Artificial intelligence (AI) is rapidly becoming a transformational force across the global economy. From digital infrastructure to healthcare and financial services, AI is influencing how businesses operate and how decisions are made.

This educational session is designed to help participants:

• Understand what artificial intelligence is and why it has gained momentum
• Explore real-world applications of AI across industries
• Gain perspective on where AI may be headed and key considerations moving forward

For more information: call us at 248.509.0077 or email us at ashley.byrne@ampf.com
RSVP Online

By registering for this event, you agree to your personal data including, but not limited to, your name, company name, email address and registration form responses to be held and used by Ameriprise Financial Inc. for marketing purposes. More information can be found in our Privacy Policy which can be found here. By signing-up to the event, Ameriprise Financial Inc. will collect your personal data to administer the event.

This is an informational seminar. There is no cost orobligation.

Blackrock and their representatives are not affiliated with Ameriprise Financial, Inc.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2025 Ameriprise Financial, Inc. All rights reserved.

8674769ACMR1225

The Power of Social Security: 3 Things You Need to Know

EDT

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Stuart Ritter, CFP®, Vice President - Insights Director - T. Rowe Price

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

The Silver Tsunami is coming.

Over 30 million baby boomers—the final and largest cohort—will turn retirement age by 2030. Yet only 20% of workers say they understand Social Security very well.

And many find the topic simply overwhelming.

The Power of Social Security—will provide valuable insights to:

▪Debunk common misconceptions about Social Security

▪Drill down on benefits

▪Provide actionable next steps for thoughtful retirement income strategies

For more information: call us at 248.509.0077 or email us at ashley.byrne@ampf.com
RSVP Online

By registering for this event, you agree toyour personal data including, but not limited to, your name, company name,email address and registration form responses to be held and used by Ameriprise Financial Inc. for marketing purposes. More information can be found in our Privacy Policy which can be found here . By signing-up to the event, Ameriprise Financial Inc. will collect your personal data to administer the event.

This is an informational seminar. There is no cost or obligation.

T. Rowe Price and their representatives are not affiliated with Ameriprise Financial, Inc.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuationin value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2025 Ameriprise Financial, Inc. All rights reserved.

8674769ACMR1225

The Facts of Funeral Pre-Planning – Final Wishes

EDT

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Kim Reiter and Pat Schonacher, Family Service Advisors - Johnson County Memorial Gardens

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

During this webinar, we will:

· Discuss the Final Wishes Organizer to document your wishes and put an intentional plan in place for your loved ones

· Explore common reasons why so many families plan in advance

· Review pre-planning versus pre-funding

· Discuss pros and cons of a funeral policy

For more information: call us at 248.509.0077 or email us at ashley.byrne@ampf.com
RSVP Online

This is an informational seminar. There is no cost or obligation.

Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.

Johnson County Memorial Gardens and their representatives are not affiliated with Ameriprise Financial, Inc.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

©2026 Ameriprise Financial, Inc. All rights reserved. 8674927ACMR1225

Past events

Economic Update & Technology Investing – Is AI opportunity or hype?

EST

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Russell Price, Chief Economist for Ameriprise Financial & Luke Coogan – Regional Advisor Consultant, Columbia Threadneedle Investments - Affiliated

Ameriprise Financial Services, LLC

Economic Update: Russell Price, Chief Economist for Ameriprise Financial will kick off our session with his insights on today’s economic environment. Russ has been the Chief Economist for Ameriprise Financial since 2012.

His views on the economy are frequently seen in the news media, and he has been repeatedly cited by Bloomberg as a “Bloomberg Best” for being one of the most accurate forecasters of the U.S. economy.

In fact, through the end of 2024, Bloomberg ranked him as the 6th most accurate forecaster of the U.S. economy over the previous 2 years, out of a field of approximately 70 global economists. He was the second-ranked forecaster in the U.S. brokerage industry at year-end.

He’s been in the top 10 of the Bloomberg economic rankings every year since at least 2016.

Is AI opportunity or hype? Luke Coogan – Regional Advisor Consultant, Columbia Threadneedle Investments will discuss technology investing focused specifically on artificial intelligence, its impact and the opportunities it’s creating.Throughout this presentation we will cover how AI is transforming the technology investing landscape, how it’s impacting our daily lives, and ultimately how it can affect the economy and our portfolios.

By registering for this event, you agree to your personal data including, but not limited to, your name, company name, email address and registration form responses to be held and used by Ameriprise Financial Inc. for marketing purposes. More information can be found in our Privacy Policy which can be found here. By signing up to the event, Ameriprise Financial Inc. will collect your personal data to administer the event. After you register, you will receive an email confirmation from Microsoft Teams with your Registration ID and the link to join the seminar.

This is an informational seminar. There is no cost or obligation.

Investors should consider the investment objectives, risks, charges, and expenses of a mutual fund carefully before investing. Investors can obtain a prospectus from their financial professional or the issuing investment company. The prospectus contains this and other important information and should be read carefully before investing.

This event is sponsored by Columbia Threadneedle Investments, an Ameriprise affiliate.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, orguaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Behavioral Finance

EST

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Jeff Nymark, CIMA , Minnesota Senior Advisor Consultant - First Eagle Investments

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Volatility in the markets is not an uncommon phenomenon, it happens each year. It’s not market volatility but rather our reaction to it that tends to have the biggest impact on portfolio performance over time. First Eagle’s Behavioral Finance presentation is designed to help ensure that emotional decisions don’t derail long-term investment strategies based on financial goals.

The goal of the session is to help:

• Understand how our emotions and behaviors can impact investment decisions

• Instill healthy financial behaviors

• Focus on goals and not 24-hour news cycle

This is an informational seminar. There is no cost or obligation.

John Hancock and their representatives are not affiliated with Ameriprise Financial.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

8167759ACMR0725

Toys for Tots

EST

Ferhadson & Associates Offices, 901 Wilshire Dr. STE 350, Troy, MI 48084

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Help make our collection boxes overflow with toys for girls and boys in need this Christmas! Each year Toys for Tots helps ensure that every child wakes up on Christmas morning to gifts under the tree. Please consider bringing a new, unwrapped toy for donation to either of our offices now through December 12!

  • Most gifts will be provided to children up to age 12
  • There is no guide to gifting, be creative!
  • We are unable to accept cash or check donations

There is no cost or obligation.

Ameriprise Financial Services, LLC, member FINRA and SIPC.

© 2025 Ameriprise Financial, Inc. All rights reserved.

8524938ACMR1025

National Day of Service

EST

Forgotten Harvest, 15000 Eight Mile, Oak Park, MI 48237

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Ferhadson & Associates invites you to join us in ourmission to make a positive impact in ourcommunity! Our team will be visiting ForgottenHarvest to volunteer in their warehouse helping toorganize food, packing bags for distribution, andother warehouse needs. Our team’s day of serviceis scheduled for Friday, November 7th from 9am-12pm.

There is no cost or obligation to attend.

We are not able to accept cash or check donations.

Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2024 Ameriprise Financial, Inc. All rights reserved

8364549ACMR0925

Planning for Life's Big Moments

EDT

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Kelsea Sullivan, CIMA , Regional Director - Fidelity Investments

Ferhadson & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC

Join us for an engaging and practical conversation designed to help you navigate key life transitions with clarity and confidence.

This session will explore real-life scenarios and provide financial planning insights around topics such as:

  • Combining finances in relationships
  • Managing divorce or remarriage
  • Planning for education and major purchases
  • Preparing for retirement and healthcare needs
  • Caring for aging loved ones
  • Creating a lasting legacy

Why it matters:
Life is full of transitions—some planned, some unexpected. Being prepared can empower you to take control, support your loved ones, and make confident decisions.

What you'll gain:
Checklists, tools, and thoughtful guidance forevery stage—from building a life with a partner to caring for aging parents, and everything in between.

This is an informational seminar. There is no cost or obligation.

Fidelity and their representatives are not affiliated with Ameriprise Financial.

Ameriprise Financial does not offer tax or legal advice. Consult with a tax advisor or attorney.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

8167759ACMR0725