During this complimentary session, we’ll discuss:
· Factors that may contribute to market volatility
· Strategies to help weather market uncertainty

During this complimentary session, we’ll discuss:
· Factors that may contribute to market volatility
· Strategies to help weather market uncertainty

It's exciting to think ofretirement, pursuing a bucket list of travel, adventures, and hobbies, aswell as leaving a healthy estate to loved ones.

A financially secure retirementculminates years of planning, work, and savings. Most people are so focused onretiring that they need more preparation for the challenges of managing theirfinances during retirement. Are you prepared for the unexpected?

Join us for a “virtual”complimentary Webex event hosted by Ameriprise Financial Services, LLC, onThursday, March 9that 4:00 PM ET, where Barry Kruse, VicePresident – Global Head Franklin Templeton Academy, will explore the topic of “The Hidden Costs of Aging. He will discuss the following:

• Retirement realities and trends that impact housing decisions in retirement
• Care and housing options
• Family, lifestyle, and healthcare considerations in housing decisions
• How to formulate a plan with a financial professional and your family

Click here to register for The Hidden Costs of Aging Event on March 9th

Join us for an exclusive opportunity to attend a virtual presentation on Wednesday, November 9, 2022. The event is complimentary. Below are details about the event.

Wednesday, November 9th from 4:00 PM ET - 5:00 PM ET

Mary Beth Franklin will be our guest speaker for this event. She is a Contributing Editor at Investment News specializing in Social Security, Medicare, and Retirement income. She has been a financial journalist for more than 40 years, covering everything from federal budget and tax policies as a Capitol Hill reporter for United Press International to consumer finances as a writer and editor at Kiplinger’s Personal Finance magazine.

Mary Beth became a Certified Financial PlannerTM professional in 2015 and is an in-demand speaker at conferences for financial professionals as well as a frequent guest on numerous radio and television programs. She is the author of “Maximizing Your Social Security Retirement Benefits” and host of the Retirement Repair Shop podcast.

In this session "How to Maximize Social Security Benefits", You will learn how your lifetime earnings and age at time of claim determines the amount of your Social Security benefits; why married couples should coordinate their Social Security claiming strategies; understand critical survivor benefit rules for widows, widowers and surviving ex-spouses; and discover do-over strategies to reverse an early claiming decision and increase future benefits

Please join Fiduciam Financial as we invite you to an exclusive bring-a-friend retirement seminar.

Derek Januario, Vice President - Market Leader in the Independent Channel with BlackRock will be presenting:

Making Government Benefits Work For You Understanding Social Security and Medicare

Kindly RSVP to Lisa Gayle by Friday, October 4, 2019

800.895.6625 or Lisa.Gayle@ampf.com

199 Park Road Ext. Ste. 100 Middlebury, CT 06762

Dinner Buffet and Cocktails will be available