Whether you're planning a family, changing careers, or getting ready for retirement, the path forward is not always simple. For LGBTQ individuals, that path can come with added complexity. As LGBTQ individuals, we often face unique financial questions: these might include budgeting for healthcare needs, navigating workplace benefits with a partner, choosing when and how to start a family, or ensuring our estate plans protect our families. That’s why working with a financial advisor within the LGBTQ community can be such a powerful advantage.
Your 20s, 30s, and 40s—often called the "accumulation years"—are an important time to build a financial foundation. This doesn’t mean you need to have it all figured out right away, but early planning can provide you more flexibility and power in the future. As life evolves, so do your financial needs—and that’s where having a longstanding relationship with a financial advisor canbecome especially meaningful. Planning for retirement, or your "decumulation years,” your needs and priorities often shift to navigating eldercare, supporting aging family members and other dependents, or preserving your legacy through thoughtful estate planning strategies. All these phases involve deeply personal decisions. These choices are easier when you're working with someone who not only understands financial strategies but also understands you and your financial goals.
In general, working with a financial advisor can help you:
o Create a realistic savings and investment plan to help fund big, personal goals and life changes. o Prepare for homeownership, family planning, or career changes while supporting a comfortable level of lifestyle and security.o Understand how your decisions today can help assist your financial freedom and flexibility tomorrow.
An LGBTQ advisor brings clarity to not only these aspects of life, but an informed, empathetic perspective on topics that affect your lived experiences and matter most to you. We’ve lived many of these experiences ourselves or have walked alongside clients who have. As a LGBTQ-owned private wealth advisory practice of Ameriprise Financial, LLC, we’ve been working with clients in the LGBTQ community for decades. We understand the nuances of building a secure and affirming financial life—because we’ve had to do it, too.
We’re also proud that our practice has grown largely through referrals—a testament to the trust and comfort our clients feel when sharing our name with friends and family. In a tight-knit community like ours, connections mean everything.
We also believe that strong financial guidance benefits from diversity of experiences and ideas—not just in clients, but on our team. We actively seek out new perspectives to help ensure the advice we offer is robust, informed, and tailored to each client’s goals. Our advisors regularly collaborate on client cases, offering dual support for higher-net-worth clients to ensure that someone you trust is always available to respond when needs arise.
Beyond our professional knowledge—our practice is led by Craig CJ Jensen, Private Wealth Advisor with Jensen & Associates who holds both the CPA and a CFP® designations. From the arts to advocacy to LGBTQ business chambers, we give back to help ensure that the image of the LGBTQ community remains strong, visible, and positive in our local communities.
At Jensen & Associates, we believe financial planning should reflect what makes you unique; we work to understand the nuances of building a future where your identity is respected, your values are upheld, and your goals are achievable. As financial advisors and professionals within your community, our combined experiences span several decades, and we work to understand the nuances of building a future where your identity is respected, your values are upheld, and your goals are achievable. Wherever you are on your journey, you deserve a financial advisor who sees you—fully—and helps build a financial plan with you, in the same way.
Let’s start planning your future, your way.
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