Team profile

Our approach

As experienced advisors with Ameriprise Financial, we focus on working with clients that require more complex financial planning. Over our years of experience, we have come to understand that there are four things we believe clients need and want from an advisor.

They want an advisor that will “know me,” “guide me,” “protect me” and “value me.” To address those needs, at Pathlight Wealth Management, our approach to financial planning starts with your goals and values, not just the numbers. We will work with you to thoroughly understand what you want and expect from life and review your current financial situation in order to create a financial plan that suits your specific needs, both in the short and long-term. We understand that a financial planning relationship is not just about the numbers, it is about understanding your hopes and dreams for the future and how professional guidance can help you get there.

We appreciate that you’ve worked hard to build your financial stability and we’ll work together to ensure your plan accounts for protecting your hard work.

Areas of focus

  • Retirement Planning Strategies
  • Retirement Income Strategies
  • Intergenerational Planning
  • Executive Compensation and Benefit Strategies
  • Retirement Plan Distribution
  • Social Security Retirement Benefits
  • Investment Management
  • Tax Planning Strategies
  • Saving for Education
  • Insurance
  • Charitable Giving
  • Wealth Preservation Strategies
  • Estate Planning Strategies

Awards & recognition

  • Jay Penica, Forbes Best-in-State Wealth Advisors, 2018-2023
  • Jay Penica, Ameriprise Circle of Success, 2012, 2014-2022
  • Jay Penica, Ameriprise Circle of Success Diamond Ring, 2019
  • Jay Penica, Five Star Wealth Manager, 2014
  • Roger Allan Place, Ameriprise Circle of Success, 2014

Community participation

Pathlight Wealth Management - Community participation photo

Our team is involved in many different organizations across our community. Being a part of ones that support those in need.

  • Habitat for Humanity
  • Jump Street
  • Special Olympics
  • Whispering Rise Farm & Animal Sanctuary

Honored to be recognized in Forbes

All of us at Pathlight Wealth Management would like to congratulate Jay Penica on being named to the 2023 Forbes Best-in-State Wealth Advisors list. This list recognizes advisors who excel at helping clients achieve their long-term financial goals – And we’re proud to say that is our No. 1 priority. Thank you to our clients for your loyalty and for the opportunity to continue to serve you.

Forbes rankings are developed by SHOOK Research and are created using an algorithm that includes both qualitative (in-person, virtual and telephone due diligence meetings; client impact; industry experience; review of best practices and compliance records; and firm nominations) and quantitative (assets under management and revenue generated for their firms) data. Certain awards include a demographic component to qualify. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. These rankings are based on the opinions of SHOOK Research, LLC, are not indicative of future performance or representative of any one client’s experience and are based on data from the previous two calendar years. Forbes magazine and SHOOK Research do not receive compensation in exchange for placement on the ranking. For more information: SHOOK is a registered trademark of SHOOK Research, LLC.