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Our financial advice team

Lourdes M Visperas

Lourdes M Visperas


Financial Advisor

Chartered Retirement Planning CounselorSM
Richards, Meli & Associates
Years of Experience
This number may include years as a financial advisor, and/or experience as a registered representative.

Client Satisfaction 5.0 out of 5 rating based on 13 reviews

Background and qualification information is available at FINRA’s BrokerCheck website.

Areas of focus

  • Investment Management
  • Retirement Plan Distribution
  • Estate Planning Strategies
  • Social Security Retirement Benefits
  • Intergenerational Planning
  • Saving for Education
  • Financial Strategies for LGBTQ Couples and Families
  • Retirement Planning Strategies
  • Women's Financial Strategies
  • Charitable Giving
  • Tax Planning Strategies
  • Insurance
  • Sustainable and Responsible Investing
  • Investments
  • Business Retirement Plans
  • Family Finances
  • Small Business
  • Cash Flow Management Strategies
  • Wealth Preservation Strategies
  • Domestic Partner Planning
  • Retirement Income Strategies


  • Family - I come from a large family. My Husband and I keep busy with our 24 nieces and nephews
  • Sports - I enjoy watching a variety of Sports, e.g., College Football, NFL, Tennis
  • Travel - Domestically, I enjoy visiting friends and family in California, One of my most favorite drives is taking PCH1 (Pacific Coast Highway) from San Francisco to Los Angeles. Internationally, I love traveling through Europe.
  • Concerts - I love going to classic rock concerts


  • CRPC® Chartered Retirement Planning Counselor℠


  • Kutztown University, PA 1987 Business Administration

Community participation

  • 2003- Present: Volunteer and Silver Sponsor for Stefano's Annual Golf Tournament

The tournament raises funds for the Bethlehem City and Lehigh County Special Olympics and St. Judes Children's Research Hospital.

I am happy to be working with a group who have raised over $350,000 in the last 14 years.

  • 2008 - Present: Sponsor of various fund raising efforts for the Children's Home of Easton
  • 2010 : Women's 5k Classic to support women and families with breast and female cancers