Your goals guide everything we do, and our team approach helps us see them from every angle. By collaborating closely and sharing our experience, we strive to offer more thoughtful, well-rounded advice. The result? Clearer decisions, fewer blind spots and a financial plan that helps you move forward with confidence and a stronger sense of control.

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Team photo for Stratosphere Financial Services
Team photo for Stratosphere Financial Services

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Our advisors

Advisor photo for Ray Ramirez

Ray Ramirez

Financial Advisor

Managing Partner of Stratosphere Financial Services
Learn more about Ray Ramirez Visit Ray Ramirez's website
Advisor photo for Punnarin Koy

Punnarin Koy

Financial Advisor

Managing Partner of Stratosphere Financial Services
Learn more about Punnarin Koy Visit Punnarin Koy's website


Our team

Michelle Lacap

Michelle Lacap

Client Service Specialist

Michael Johnson

Michael Johnson

Client Service Specialist

Raidan Koy

Raidan Koy

Client Service Specialist