Upcoming events

The Power of Social Security: 3 Things You Need to Know

CDT

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Stuart Ritter, CFP®, Vice President - Insights Director - T. Rowe Price

Synergy Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC

Over 30 million baby boomers—the final and largest cohort—will turn retirement age by 2030. Yet only 20% of workers say they understand Social Security very well.

And many find the topic simply overwhelming.

The Power of Social Security—will provide valuable insights to:

▪ Debunk common misconceptions about Social Security

▪ Drill down on benefits

▪ Provide actionable next steps for thoughtful retirement income strategies

For more information: call us at 952.449.6693 or email us at heidi.cloutier@ampf.com

By registering for this event, you agree to your personal data including, but not limited to, your name, company name, email address and registration form responsesto be held and used by Ameriprise Financial Inc. for marketing purposes. More information can be found in our Privacy Policy which can be found here. By signing-up tothe event, Ameriprise Financial Inc. will collect your personal data to administer the event.This is an informational seminar. There is no cost or obligation.T. Rowe Price and their representatives are not affiliated with Ameriprise Financial, Inc.Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financialinstitution, and involve investment risks including possible loss of principal and fluctuation in value.Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.© 2025 Ameriprise Financial, Inc. All rights reserved.8674769ACMR1225REMOVE BEFORE DISTRIBUTING! Legal File: 8674769 Approval Dates: 12/23/2025 – 12/31/2026Email Subject Line: You’re Invited to a Special Event

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The Facts of Funeral Pre-Planning – Final Wishes

CDT

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Kim Reiter and Pat Schonacher, Family Service Advisors - Johnson County Memorial Gardens

Synergy Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC

During this webinar, we will:

• Discuss the Final Wishes Organizer to document your wishes and put an intentional plan in place for your loved ones

• Explore common reasons why so many families plan in advance

• Review pre-planning versus pre-funding

• Discuss pros and cons of a funeral policy

For more information: call us at 952.449.6693 or email us at heidi.cloutier@ampf.com

This is an informational seminar. There is no cost or obligation.Ameriprise Financial, Inc. and its affiliates do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues.Johnson County Memorial Gardens and their representatives are not affiliated with Ameriprise Financial, Inc.Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.© 2026 Ameriprise Financial, Inc. All rights reserved. 8674927ACMR1225

Past events

The Hidden Costs of Aging

CST

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Amy Osborne, Senior Practice Management Consultant - Franklin Templeton Academy

Synergy Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC

The important conversations you need to have about care andhousing expenses

As we live longer, planning for retirement involves morethan just investment considerations. Care and housing decisions can have ameaningful impact on lifestyle, family dynamics, and long-term financialplanning.

This educational session is designed to help participants:

• Understand key aging trends and longevity considerations
• Explore common care and housing options as we age
• Identify considerations to help formulate a thoughtful plan

This isan informational seminar. There is no cost or obligation.

Franklin Templetonand their representatives are not affiliated with Ameriprise Financial, Inc.

Investment products are not insured by the FDIC, NCUAor any federal agency, are not deposits or obligations of, or guaranteed by anyfinancial institution, and involve investment risks including possible loss ofprincipal and fluctuation in value.

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