Tom Chandler

CFP®, CIMA®, CPWA®

Private Wealth Advisor
Managing Director
A private wealth advisory practice of Ameriprise Financial Services, LLC
  • Personalized advice

    Your financial goals are unique to you. Learn how we can help you achieve them.
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  • Financial confidence

    To see where you stand across key financial areas, take the 3-Minute Confident Retirement® check.
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  • Key tax considerations

    Tax planning is an important part of any financial strategy throughout the year, not just in April.
    Explore tax insights

Background and qualification information is available at FINRA's BrokerCheck website.

The Antidote to Conventional Retirement Planning

We help people in or close to retirement optimize their retirement income potential and reduce unnecessary taxes with strategies you just won't find on " Mainstreet".

We feel many " Mainstreet " advisors simply use a conventional 4% withdrawal rate without regards to a client's specific circumstances.

Our process takes a more personal, integrated approach to retirement income planning by combining elements of both " Safety-First " and" Risk-Based "philosophies. Or in our minds, the antidote to conventional retirement planning wisdom.

We believe this process helps reduce worry, fear and anxiety around retirement by integrating strategies that look to provide guaranteed or stable income, seek to limit downside risk and offer opportunities for long-term growth.

The result - more clarity, comfort and confidence about your financial future that focuses on providing a more secure, stable, and sustainable retirement income.

Do you know your tolerance for investment risk?

When it comes to investing, risk and reward go hand in hand. The higher the risk, the higher the potential return, but also the greater the risk of loss.

Risk tolerance refers to your ability to endure market volatility. All investments come with some level of risk so it's important to be aware of how much volatility you can tolerate. How risk tolerant you are is important, because it is one of the basic factors in determining an appropriate investment strategy for you. Your risk tolerance can affect both the types of investments you own and the way you choose to diversify your portfolio.

Read more about risk tolerance and take the 5-question quiz to help you assess your own tolerance for risk. Then contact me to discuss your portfolio and how it meets your needs and risk tolerance.

My videos

10 videos

The Ameriprise difference

Ask me about tracking your goals online
Having ongoing access to your goals and progress can help you feel confident, connected and always in control of your financial life.

Gauge your retirement readiness

Our 3-Minute Confident Retirement® check can help you start finding the answers to your questions. Gauge your retirement readiness and see where you stand.

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Moving ahead in uncertain times

The key to success when the markets are uncertain is keeping a level head. That’s easier with financial advice from an advisor who understands you and today’s markets. (0:15)