Timothy Ritter

Financial Advisor

President

Client Satisfaction 5.0 / 5 rating based on 8 reviews

How I work

I take the time to understand what’s important to you and deliver personalized advice.
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About Ameriprise

For 125 years, Ameriprise has been committed to putting clients’ needs first.
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Connect with us

If you have financial questions or want to schedule a meeting or consultation, get in touch.
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Background and qualification information is available at FINRA's BrokerCheck website.

Money doesn’t come with an instruction manual. I believe my job as a Financial Advisor is to be that living, breathing instruction manual to show clients how the pieces of their financial life fit together so they make informed financial decisions. I believe that provides value to help clients feel more confident about their finances. As a Financial Advisor, I concentrate on helping in the following three areas:

Provide education to businesses who sponsor retirement plans and information on government guidelines. I analyze what is in place now and how to make it better.
Create retirement planning strategies for successful professionals to make work optional so they can spend more time with their families and friends.
Assist business owners with retirement planning strategies so they can focus on growing their business.

Helping people plan their financial futures and having them share their increased confidence to reach their goals is why I do what I do. I have remained passionately committed to my clients for many years. I provide my services with the strictest ethical standards in mind. During my tenure with the firm, I’ve found that having an ongoing relationship is what works best. Many clients I’ve worked with did not originally realize the potential of an ongoing relationship with a financial advisor. I pride myself on having my client’s best interest in mind while helping them build long-term financial health through seamless financial solutions that help clients achieve goals for a lifetime.

12 videos

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Now Playing

Four larger investment themes to watch

Four larger investment themes to watch

Hear about four themes that may have implications for investors. Experts from Ameriprise Financial and Columbia Threadneedle Investments share strategic insights on federal debt, inflation, global economic recoveries and a second wave of COVID-19. (16:58)

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Current market headlines: News or noise?

Current market headlines: News or noise?

With an overload of news on market events and conditions, investors often wonder which headlines warrant action and which ones will likely have little impact on their portfolios. Columbia Threadneedle Investments Global Chief Investment Officer Colin Moore offers a grounded perspective on headline news and short-term market events. (0:39)

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Pivoting your portfolio for the next stages in markets

Pivoting your portfolio for the next stages in markets

This week, Ameriprise experts provide insights to help investors who want to add or rebalance investments, dial down risk and consider sectors that could lead a recovery as they respond to questions submitted during the recent call with clients. (16:16)

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Understanding the ‘Sequence of Returns’ risk

Understanding the ‘Sequence of Returns’ risk

In today’s market environment, ‘Sequence of Returns’ risk is one of the most critical risks to protect against. ()

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Financial steps to take at any age

Financial steps to take at any age

Ameriprise Financial’s recent Ages, Stages & Money study explores how people’s financial journey is shaped by age and life stage. In this video, Marcy Keckler shares tips to help individuals feel more (1:38)

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Sleep Better

Sleep Better

How do you find financial confidence? It starts with a plan that’s personalized to all of your goals. The right financial advisor can help you feel more confident about your financial future. (0:30)

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Will your retirement income last?

Will your retirement income last?

Learn more about a program that can help you make important decisions about your retirement income. (2:23)

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Smart charitable giving from your IRA

Smart charitable giving from your IRA

Learn how you could make a donation from your IRA using a Qualified Charitable Distribution (QCD), to support your favorite charity, while also receiving tax benefits. (2:14)

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Why beneficiary designations matter

Why beneficiary designations matter

Did you know the beneficiaries named on your retirement accounts override those named in your will? Learn how to ensure your assets are distributed as you intend while avoiding probate court. (2:23)

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Choices

Choices

Everyone has different financial goals and priorities. The right financial advisor can offer personalized, comprehensive advice that helps you prepare for what’s expected in life and even what’s not. Visit Ameriprise.com/brilliant to learn more. (0:30)

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How rebalancing helps you weather the market’s waves

How rebalancing helps you weather the market’s waves

Did you know that regular rebalancing can help manage risk and keep you aligned with your goals? Learn more about how it can work for you. (1:50)

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Your retirement puzzle

Your retirement puzzle

Bring your retirement dreams to life, grow your money, and live the retirement you envision. (15:44)

The Ameriprise difference

Ask me about tracking your goals online

Having ongoing access to your goals and progress can help you feel confident, connected and always in control of your financial life.

Gauge your retirement readiness

Gauge your retirement readiness

Our 3-Minute Confident Retirement^® check can help you start finding the answers to your questions. Gauge your retirement readiness and see where you stand.

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Sunrise

In these uncertain times, Ameriprise advisors are here to help you navigate today, focus on the future, and stay on track for tomorrow. (0:31)

Timothy Ritter is licensed and registered to conduct business in MI.

Based on licenses and registrations I hold, I may also conduct business in FL.