The event will also feature 7-10 min presentations on:
Take charge of your retirement –Five realities you need to consider
Presented by: Joel Horsager, Senior RegionalVice President, RiverSource Annuities
How to cover extended and long-termcare costs
Presented by: Gretchen Ditto, Senior RegionalVice President, RiverSource Life Insurance
Fidelity Sector Outlook- Q1 2020
Presented by: Ryan Ward, Regional Director,Fidelity Institutional Asset Management
Family love letter – How everyfamily can prepare
Presented by: Jire Baran, Senior VicePresident Advisor Consultant, Neuberger Berman
Capital markets outlook &opportunities
Presented by: Charles Perosio, RegionalAdvisor Consultant, Columbia Threadneedle Investments
Nondeductible IRA contributionsand Roth conversions
Presented by: Joe Bidne, Regional Vice President, Consultant Retirement, Ameriprise Financial
Alger, American Century, Deutche, FidelityInvestments,Franklin Templeton, Goldman Sachs, John Hancock Funds, MFS,Prudential,Blackrock and Neuberger Berman and their representatives are notaffiliated with Ameriprise Financial.RiverSource andColumbia ThreadneedleInvestments are affiliate[s] of Ameriprise Financial.Ameriprise Financial, Inc.and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Investment advisory products and services are made availablethrough Ameriprise Financial Services,Inc., a registered investment adviser.
A Roth IRA is tax free as long as you leave the money in theaccount for at least 5 years and are 59 1/2 or older when you takedistributions or meet another qualifying event, such as death, disability orpurchase of a first home.
Clients should carefully consider the investment objectives,risks, charges, and expenses associated with a 529 Plan before investing. Moreinformation regarding a particular 529 Plan is available in the issuer’sofficial statement, which may be obtained from an Ameriprise financial advisor.Investors should read the 529 Plan’s official statement carefully beforeinvesting.
Clients contributing to a 529 Plan offered by a state inwhich they are not a resident,should consider, before investing, whether theiror their designated beneficiary(s) home state offers any state tax or otherbenefits only available for investments in such state’s qualified tuitionprogram.
All guarantees are based on the continued claims payingability of the issuing company and do not apply to the performance of thevariable sub accounts, which vary with market conditions.
Are not a deposit of any bank or bank affiliate Are not FDICinsured Are not insured by any federal government agency Are not bankguaranteed May lose value.
Withdrawals that do not qualify for a waiver may be subjectto a withdrawal charge. Withdrawals are subject to income taxes, andwithdrawals before age 59-1/2 may incur an IRS 10% early withdrawal penalty.
Variable annuities are insurance products that are complexlong-term investment vehicles that are subject to market risk, including thepotential loss of principal invested.
Before you invest, be sure to ask your financialprofessional about the variable annuity’s features, benefits, risks and fees,and whether the variable annuity is appropriate for you, based on yourfinancial situation and objectives.
You shouldconsider the investment objectives, risks, chargesand expenses of a variableannuity and its underlying investment optionscarefully before investing. Forfree
copies of annuity and underlying investment prospectuses,which contain these important considerations, call 1 (800) 333-3437. Read theprospectus carefully before you invest.
RiverSource products are offered by affiliates of AmeripriseFinancial Services, Inc., Member FINRA and SIPC. CA License #0684538.
Before you purchase insurance, be sure to consider the policy’s features, benefits and fees, and whether it is appropriate for you,based on your financial situation and objectives.
RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and inNew Yorkonly, by RiverSource LifeInsurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc. RiverSource does not provide investment advice.