The Team
Using our exclusive Confident Retirement® approach and our experience providing ongoing financial advice, we help clients find opportunities that may help reduce taxes over their lifetime and beyond. We consider options like Roth IRA conversions and other tax-free investments, tax-free college savings plans and charitable gift-giving, and strategies like tax diversification and tax-efficient withdrawals from retirement accounts. We want our clients to understand all their options to help them be free to live life brilliantly — today and in the future.

Our Advisors

Howard Niemoeller

Howard Niemoeller

Financial Advisor

More about me...



Top Areas of Focus

  • Saving for Education
  • Retirement Planning Strategies
  • Investments


California State University, Fullerton BA in Finance, with honors
CA Insurance #0E35413


Our Staff

Georgina L. Quiroz

Georgina L. Quiroz

Client Service Associate