Advisor profile


What you can expect when you work with me

The right financial advice can help prepare you for whatever life brings — both the expected and the unexpected.

When you work with me, you receive:
  • 1:1 financial advice based on your goals and needs.
  • Personalized recommendations for a diversified portfolio, and solutions to help protect you from uncertainty.
  • Regular meetings to review your goals, progress and investments.
  • Anytime access to your investments and digital tools to help you stay on track.

Ready to learn more? Getting started is as easy as meeting for a complimentary initial consultation whenever it’s convenient for you.

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30
Years of Experience
This number may include years as a financial advisor, and/or experience as a registered representative.

Areas of focus

  • Retirement Income Strategies
  • Family Finances
  • Investment Management
  • Wealth Preservation Strategies
  • Tax Planning Strategies
  • Estate Planning Strategies
  • Intergenerational Planning
  • Investments
  • Small Business
  • Retirement Planning Strategies
  • Charitable Giving
  • Insurance
  • Social Security Retirement Benefits
  • Sustainable and Responsible Investing

Qualifications

  • CFP® CERTIFIED FINANCIAL PLANNER™
  • AAMS™ Accredited Asset Management Specialist™

Education

  • Palm Beach Atlantic University, West Palm Beach, FL - B.S.

Awards & recognition

  • Sound Directions Wealth Advisors, Forbes Best-in-State Wealth Management Teams, 2024
  • Forbes Best-in-State Wealth Advisors, 2024
  • Ameriprise Circle of Success, 2023
  • Sound Directions Wealth Advisors, Ameriprise Client Experience Award, 2021-2023

Previous experience

  • Vice President, Ingram Financial Group, 2009-2012, Winter Garden FL, 3
  • President, Toadvine & Associates, Inc., 1996-2009, Leesburg, FL, 12
  • Financial Advisor, Prudential Financial, 1995-1996, Lakeland, FL, 1

Honored to receive recognition

My team and I are committed to helping our clients achieve their financial goals, both today and tomorrow. Forbes has recognized this dedication by including me on their 2024 Best-in-State Wealth Advisors list. I’m honored, and I’d like to thank my hard-working team and our loyal clients for making this recognition possible. I look forward to continuing our work together!

Community participation

Ameriprise proudly supports Wounded Warrior Project and Warriors at Work.

Howard Phillips for Children and Families

Interests

  • Spending time with family and friends
  • Exploring new places and enjoying new adventures with my family
  • Golf
  • Fishing
  • Cycling
  • Helping individuals and families live better lives

Private Wealth Advisors

Ameriprise Private Wealth Advisors have extensive experience in helping affluent clients preserve and grow their wealth. They possess the capabilities and resources to provide customized recommendations and support for tax, estate, and retirement planning. They help clients step back and explore the full range of opportunities their wealth can bring. With years of experience and an established network of expert resources, Private Wealth Advisors are among the most qualified and credentialed advisors in the industry. Ameriprise Financial gives this elite group the highest priority and quality of service and resources available to help ensure their clients receive the best possible client experience.