AAMS™ Accredited Asset Management Specialist™
The AAMS™ certification requires abiding by a code of ethics and successfully completing coursework that addresses the needs of individuals by applying investment concepts to real-world situations of asset management. Candidates must pass a certification examination covering the following topics: asset allocation, investment strategies, estate planning, investment opportunities for retirees and small business owners, and insurance products.
ADPA™ Accredited Domestic Partnership Advisor™
Individuals who hold the ADPA™ designation have completed a course of study encompassing wealth transfers, federal taxation, retirement planning, and planning for financial and medical end-of-life needs for domestic partners. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.
AEP® Accredited Estate Planner®
The AEP® designation is awarded by the National Association of Estate Planners & Councils to estate planners who have completed two graduate-level courses administered by The American College, meet specific professional requirements and who practice as one of the following: attorney, CPA, trust officer, CLU®, CFP® certificant or ChFC®.
AIF® Accredited Investment Fiduciary®
The Accredited Investment Fiduciary® (AIF®) designation is awarded to professionals who have demonstrated a comprehensive knowledge of fiduciary practices. AIF® designees must complete training and annual continuing professional education requirements and attest to a code of ethics.
APMA™ Accredited Portfolio Management Advisor™
Individuals who hold the APMA™ designation have completed a course of study encompassing client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory and investor psychology.
AWMA℠ Accredited Wealth Management Advisor™
The AWMA℠ certification requires abiding by a code of ethics and passing a certification examination covering coursework that addresses the asset management needs of individuals. The coursework provides candidates with advanced knowledge in asset management, allocation and selection, investment performance and strategies for retirees and small business owners, estate planning, income tax and benefits planning, and risk management and investment issues for high net worth clients.
BFA™ Behavioral Financial Advisor
A Behavioral Financial Advisor certification trains, develops and improves competencies necessary to help financial professionals and clients make better decisions throughout the financial planning process. The course work includes topics such as self awareness, effective decision-making, effective self-management, and relationship effectiveness.
CAP® Chartered Advisor in Philanthropy®
The Chartered Advisor in Philanthropy® (CAP®) provides students with the knowledge and tools needed to help clients articulate and advance their highest aspirations for self, family, and society.
CAS® Certified Annuity Specialist®
A certification indicating expertise and commitment to fixed-rate and variable annuities. Individuals with the CAS® designation offer clients expert advice regarding investment opportunities in annuities.
CASL® Chartered Advisor for Senior Living®
The CASL® credential provides advisors with in-depth training on issues impacting seniors and those planning for retirement.
CDFA® Certified Divorce Financial Analyst
A Certified Divorce Financial Analyst is a member of the Institute for Divorce Financial Analysts who specializes in the financial issues surrounding divorce.
CEP® Certified Estate Planner™
Certified Estate Planners™ are proud to lead the way in the education and support of financial, legal and tax professionals who desire to take their practice into the comprehensive and demanding field of Estate Planning.
CEPA® Certified Exit Planning Advisor®
The Certified Exit Planning Advisor® Program is a five-day executive MBA-style program held by the Exit Planning Institute that trains and certifies qualified professional advisors in the field of exit planning. Exit planning is the preparation for the exit of an entrepreneur from his company to maximize the enterprise value of the company in a mergers and acquisitions transaction.
CFA® Chartered Financial Analyst®
Holders of the Chartered Financial Analyst® designation are securities analysts, money managers and investment advisors who have completed the CFA program, a graduate-level, self-study curriculum and examination program for investment professionals that covers a broad range of investment topics.
CFP® CERTIFIED FINANCIAL PLANNER™
The CERTIFIED FINANCIAL PLANNER™ certification is recognized as a standard of excellence for personal financial planning. CFP® certification requires meeting experience and ethics requirements, successfully completing financial planning course work and passing the certification examination covering the following topics: financial planning principles, employee benefits planning, investment planning, income tax planning, and retirement and estate planning.
CFS® Certified Fund Specialist
A Certified Fund Specialist has completed advanced studies in mutual funds, including modern portfolio theory to help them understand how to analyze and construct efficient portfolios containing mutual funds and other investment vehicles. Advisors who hold this designation have advanced knowledge of mutual funds, having passed an examination covering the following areas: dollar-cost averaging, risk management, asset allocation and modern portfolio theory.
ChFC® Chartered Financial Consultant®
The Chartered Financial Consultant® designation is one of the most robust and respected credentials for financial planning professionals. To earn the Chartered Financial Consultant designation, advisors must complete experience and ethics requirements.
ChSNC® Chartered Special Needs Consultant®
Offered by the American College advisors who hold the Chartered Special Needs Consultant go through a rigorous program that is designed to help advisors manage the emotional and financial complexities of planning for families that have children with special needs.
CIMA® Certified Investment Management Analyst®
The Certified Investment Management Analyst® designation identifies professionals with years of experience and hard-earned, in-depth management capabilities who have completed extensive course work and passed a rigorous exam. CIMA® certification requires meeting experience and ethics requirements, successfully completing financial planning course work and passing the certification examination covering the following areas: asset allocation, due diligence, risk measurement, investment policy and performance measurement.
CKA® Certified Kingdom Advisor®
The Certified Kingdom Advisor® designation is issued by Kingdom Advisors. That is designed to offer advisors growth in three areas: delivery of biblically wise financial advice, wisdom in practice management, and equipping in personal and spiritual growth.
CLTC® Certified Long Term Care
The Certified in Long-Term Care program is the long-term care insurance industry’s only independent professional designation. The Certified in Long-Term Care course is focused on the field of long-term care planning and provides legal, accounting, insurance and financial service professionals the critical tools necessary to address the subject matter with their middle-age clients.
CLU® Chartered Life Underwriter®
The Chartered Life Underwriter Designation® is the highest level designation available in the life insurance profession, and is obtained by completing retirement planning course work that focuses on the financial planning needs of clients like you. Chartered Life Underwriters have completed advanced courses and exams in regard to insurance, investments, taxation, employee benefits, estate planning, accounting, management and economics.
CMFA® Certified Military Financial Advisor®
Individuals who hold the Certified Military Financial Advisor® (CFMA®) designation have received training to serve veterans, active duty, Reserve, National Guard and their families in planning for a confident financial future.
CMFC™ Chartered Mutual Fund Counselor™
The Chartered Mutual Fund Counselor™ program was developed in conjunction with the Investment Company Institute and is the only mutual fund designation recognized in the financial services industry. The program provides a thorough knowledge of mutual funds and their various uses as investment vehicles.
CPA Certified Public Accountant
The Certified Public Accountant designation is awarded by the American Institute of Certified Public Accountants (AICPA) to accountants who pass the AICPA's Uniform CPA Examination and satisfy the work experience and statutory and licensing requirements of the state(s) in which they practice.
CPWA® Certified Private Wealth Advisor®
An advanced credential created specifically for wealth managers who work with high-net-worth individuals, focusing on the life cycle of wealth: accumulation, preservation, and distribution. Candidates who earn the certification understand how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.
CRC® Certified Retirement Counselor®
The Certified Retirement Counselor® program helps financial professionals raise retirement readiness of clients by delivering curriculum that promotes a mastery of both retirement accumulation and distribution planning.
CRPC™ Chartered Retirement Planning Counselor™
The Chartered Retirement Planning Counselor™ certification is obtained by completing retirement planning course work that focuses on the pre- and post-retirement needs of clients like you. By completing coursework focused on key retirement issues such as asset management and estate planning, a Chartered Retirement Planning Counselor™ is trained to help clients assess retirement preparedness and confidently address their pre- and post-retirement financial needs.
CRPS™ Chartered Retirement Plans Specialist™
Chartered Retirement Plans Specialists have completed a course of study encompassing design, installation, maintenance and administration of retirement plans. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.
CSPGCM Certified Specialist in Planned GivingCM
The Certified Specialist in Planned GivingCM program is designed to teach the body of knowledge required for planned giving professionals and others who may be called upon to participate in the planned giving process.
CSRIC® Chartered SRI Counselor™
The Chartered SRI Counselor™ (CSRIC®) designation provides financial advisors and investment professionals with a foundation knowledge of the history, definitions, trends, portfolio construction principles, fiduciary responsibilities, and best practices for sustainable investing.
CTFA Certified Trust and Fiduciary Advisor
Certified Trust and Fiduciary Advisor (CTFA) is a professional designation offered by the American Bankers Association (ABA). This mark provides training and knowledge in taxes, investments, financial planning, trusts and estates.
FPQP® Financial Paraplanner Qualified Professional™
The Financial Paraplanner Qualified Professional™ is offered by the College of Financial Planning. It is the industry-benchmark for entry-level financial planning credentials to learn basic, practical knowledge that can be used to assist planners and advisors.
LUTCF® Life Underwriter Training Council Fellow℠
The Life Underwriting Training Council Fellow℠ certification coursework provides advisors with a better understanding of a variety of insurance products and addresses the protection planning needs of individuals. Candidates are required to meet ethics standards and pass a certification examination covering the following areas: retirement planning, investing, estate planning, annuities, business insurance, employee benefits, life insurance and disability income insurance.
MAAA® Member of the American Academy of Actuaries
An MAAA® is a member of the American Academy of Actuaries. To many employers, clients, and government leaders, the MAAA® designation denotes professionalism and credibility.
MPAS™ Master Planner Advanced Studies™
Individuals who hold the Master Planner Advanced Studies™ designation have earned a Master of Science degree with a major in personal financial planning. The program covers personal financial planning and investment-related content. Individuals must complete all coursework and graduation requirements for the Master of Science degree.
PFS Personal Financial Specialist
The PFS designation program addresses many areas of the financial planning process including estate planning, retirement strategy, investment selection, education planning, and risk management.
REBC® Registered Employee Benefit Consultant
The Registered Employee Benefit Consultant program focuses on providing the student with the knowledge necessary to become a professional in the sale and service of employee benefits plans.
RFC® Registered Financial Consultant
Certificants are qualified to help clients understand the various options and nuances of financial services, capable of developing a customized plan services that fit their unique set of circumstances.
RHU® Registered Health Underwriter®
The Registered Health Underwriter® designation is the undisputed professional credential for persons involved in the sale and service of disability income and health insurance.
RICP® Retirement Income Certified Professional®
The Retirement Income Certified Professional® designation is obtained by completing retirement planning course work that focuses on creating an effective retirement income plan for clients who are nearing or are in retirement. By completing coursework focused on key retirement issues such as income gaps, taxation, asset management, and estate planning, a Retirement Income Certified Professional® is trained to help clients assess retirement preparedness and confidently address their income needs throughout retirement.
supports HTML5 video
Consider your options to manage and lower your health care costs — now and in the future.
Help keep your family members safe from scammers, identity theft and financial exploitation.
Consider these strategies to potentially reduce your taxes.
Learn the ins and outs of 529 plans and why they’re a popular savings vehicle for paying for college.
Find out how you can you use the tax code to your benefit when saving or gifting money for a loved one’s education.
This guide will help you better understand the different scholarship, grant and loan options — so that you can make decisions that are right for your family’s financial future.
Get answers to your most pressing questions about school loans and student debt.
Understand how your family’s financial situation is weighted in the FAFSA and the CSS Profile, and learn strategies to consider before your student applies for financial aid.
Understand the different saving vehicles to help stay ahead of rising education expenses and reach your goals.
Learn the different ways to pay for your educational pursuits as a nontraditional student, including financial aid options and other considerations for adult learners.
How to successfully navigate college payment options as your child prepares to leave for school.
SECURE Act 2.0 offers new retirement savings opportunities for investors. Here are 6 opportunities to consider in light of the new law.
This basic guide to annuities explains how annuities work, the different types available, how they compare to other investment options – and more.
Whether your child is an infant or in elementary school, learn what to consider as you begin to set a goal for your child’s education.
Follow these 3 simple steps for help balancing 2 of life’s most significant financial goals.
If you’re considering becoming a primary caregiver, here are three financial questions to ask yourself and strategies to save on expenses.
Find out how to prepare and stay the course during the market’s ups and downs.
When you change jobs, you have several choices regarding what to do with your 401(k). Learn about your options.
Find out how to invest in real estate, as well as potential advantages and risks.
Remodeling your home or buying a new one is a significant decision. As you weigh your options, here are considerations to account for.
Find out the key things you need to know before purchasing a second home. Contact an Ameriprise Financial advisor if you have any additional questions.
You can help your loved ones carry out your wishes someday. Learn 3 reasons why estate planning is beneficial for you and your family.
Short-term investment strategies differ from long-term strategies. Review our investment tips to help you plan for a short investment time horizon.
For many, retirement means the freedom and flexibility to travel. Before you pack your bags, here are a few tips.
There are many factors to think about when considering paying off your mortgage vs. investing. Weigh your options with our tips.
For many, passing on real estate to heirs is an important part of their legacy — but it can be a difficult topic to broach with loved ones.
Learn 5 best practices for balancing your income, savings and spending.
Planning for a significant purchase or financing a major life event can be exciting. How to create a strategy that works for you.
How to strategically manage your debt and balance student loan repayment with other financial priorities.
Financial literacy for kids is imperative to your family’s financial health. Learn how to teach kids about money with these tips.
As loved ones age, families often find themselves providing more support. How to navigate the unique challenges of caring for aging loved ones.
Here’s how to create a positive and productive estate planning meeting with your family and heirs.
If you are newly unemployed, here are seven actions you should consider.
When is the best time to start collecting social security? Understand your social security benefits with tips on when you can claim social security.
Social Security survivor benefits can help aid your family if a loved one passes. Here’s what you need to know about the program.
As priorities shift, 62% of respondents to our Financial Priorities study said financially preparing for uncertainty is more important now. Consider taking action across three key areas.
Stock market movements from deep lows to record highs over the past year reaffirm the importance of maintaining a balanced mix of investments.
A recent change to U.S. law will give parents, grandparents and students more flexibility over unused 529 assets. What you need to know to take advantage of this new opportunity.
While producing passive income may sound effortless, many strategies require investing your time and money up front. Get an overview.
Investment losses can be turned into a tax-savings opportunity through tax-loss harvesting. Learn what tax-loss harvesting is and how it can benefit you.
The new Ameriprise study reveals that while most investors plan to pass on wealth, few are completely transparent about their intentions to do so.
Taking action at these important retirement milestones may help ensure that your post-work life is more relaxing than taxing.
With personalized advice and smart planning, you can achieve your retirement goals. Check out these four ways to rev up your savings for retirement.
Health spending may rise in retirement. Plan with your advisor to safeguard assets.
Taking into account these 6 common retirement myths can help you create a more realistic retirement plan and withdrawal strategy.
These 7 questions can help you clarify the activities, ideals, and lifestyle traits you value most for your retirement years.
Strategies to consider when unforeseen market or economic developments appear to loom over your retirement plans.
Questions that investors — especially those early in their career — should ask themselves when evaluating their employer-sponsored plan.
Life insurance policies have evolved to adapt to the diverse needs of retirees. Learn about the benefits of life insurance for retirement today.
Learn about retirement tax planning strategies to reduce your tax bill.
An in-service distribution lets you transfer money from your 401k to an IRA while still employed. See if an ISD is right for you.
Ameriprise answers five top questions about required minimum distributions (RMDs).
Romance scams typically target people who are emotionally vulnerable and can endanger their financial security. Learn what to do if you suspect someone is being targeted.
Learn about common types of financial fraud and how to protect yourself and your assets against these kinds of fraud attempts by identifying their signs.
The impact of inflation on your retirement portfolio is not always so obvious. Here are three things to consider as you seek to understand how inflation can affect your retirement funds.
Investing opportunities to consider in a rising interest rate environment. Get an overview of investments that can do well when rates increase, including potential risks and tradeoffs.
You work hard to save for your retirement. To help you enjoy it and live more comfortably, here are suggestions to stay on track.
If you want to ensure your assets go where you want upon your passing, it’s smart to name beneficiaries on your financial accounts and keep them current.
Collecting Social Security payments is an important component of any retirement income strategy. Here are answers to your commonly asked questions.
Women face several unique factors that can have a big impact on their financial life.
Consider these four factors for creating a retirement income withdrawal strategy that can help you keep more of your money.
Discover tax diversification strategies to help retain your savings. Learn how tax diversification in retirement could help your assets last longer.
As you prepare to file your individual income tax returns ahead of the IRS deadline, here are few actions consider.
Working after retirement: benefits of working when retired
Choosing your retirement health coverage is an important decision. Here’s what you should know.
When caring for aging parents, it’s possible to maintain your lifestyle while ensuring loved ones age in comfort. Find out how to reduce caregiver stress.
A roundup of the top 2023 changes from the IRS and Social Security Administration that could affect how you save, spend and invest.
Get an overview of the key provisions, when they go into effect, and how they may impact your retirement strategy.
As you reflect on progress toward your financial goals, consider five key actions.
Before you give a sizable gift or charitable contribution, consider these strategic factors to help optimize the way in which your gift is both given and received.
Learn how your Ameriprise advisor can help you better understand your risk tolerance and why knowing it is so important.
Converting pre-tax assets to a Roth IRA can provide tax benefits in retirement.
A smart strategy to help mitigate the impact of taxes on employer securities when you retire.
Time-tested basics to inform your investment portfolio decisions and support your financial goals.
Many decisions and variables impact retirement income, including taxes. Answers to 6 key questions.
Phishing attacks are phony communications designed to trick a person into giving a scammer sensitive or financial information. Find out how you can better protect yourself.
What financial decisions do you need to make when someone passes? This list of steps can help guide you through the process.
How can you mitigate investment risk? Consider these investment strategies to help reduce investment risk & potentially earn more consistent returns over time.
With more market fluctuations likely ahead, here’s what to consider with your 401(k) and steps you can take to prepare.
Make the most of your next job transition by considering four factors that could impact your finances.
Receiving an inheritance can be complex and overwhelming. Navigate the process with a step-by-step guide on how to manage an inheritance.
Life insurance solutions may be more accessible and less costly than you think.
Planning for medical expenses is important to help preserve your income and retirement savings. Learn how you can prepare for future health care costs.
The pandemic has prompted investors to reexamine what’s most important to them. Learn about the changes they’ve made due to shifting financial priorities.
John Bane may only conduct securities business with residents of states in which the advisor is properly registered. Please refer to FINRA's BrokerCheck website for a list of those states.
Let's meet to discuss what's most important to you.
Please do not submit account or other confidential information via this form.
At Ameriprise Financial, we’re committed to protecting your privacy and online security.
To learn more, view our Privacy Notices on the Ameriprise.com Privacy, Security & Fraud Center.
We will only use the information you are providing to send offers we believe are relevant to you and, if you become a client, to send you information about your accounts.
Your request has been successfully submitted.
I will contact you to set up a complimentary initial meeting. During the initial conversation, we’ll discuss your financial goals, needs and the personalized advice I provide if you decide to work with me.
Your message was not sent.
The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.
Ameriprise Financial cannot guarantee future financial results.
This offer is only valid in the United States.
corporate entities and important disclosures |
website rules and regulations |
privacy and security center |
about email fraud
Users of this site agree to be bound by the terms of the Ameriprise Financial Website Rules and Regulations.
Ameriprise Financial Services, LLC. Member
FINRA and SIPC.
© 2023 Ameriprise Financial, Inc. All rights reserved.
All fields are required.
When you refer me, the person you refer will receive an email with a link to my website. From there, they can learn more about what it’s like to work with me and reach out for a complimentary initial consultation, if they choose. I will receive your contact’s information and may reach out to them directly.
Your referral will hear from me soon. Feel free to let them know in advance that I will be reaching out.
Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Privacy and Security Center,
Online Security Guarantee and
About Email Fraud.
The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.
© 2005 - 2023 Ameriprise Financial, Inc.