Divorce is a major life transition. It’s normal to feel uncertain, hurried, and pulled in different directions. Our role as Certified Divorce Financial Analysts is to match your pace in the process, give you a structured plan, and help you make decisions that protect what matters most—your family, your future, and your peace of mind.
The First 30–90 Days: Stabilize Before You Strategize
- Cash Policy: Establish a 90-day spending plan and liquidity buffer so day-to-day needs are covered while legal matters progress.
- Documents & Access: Confirm account access, statements, credit hygiene, and a secure document vault.
- Decision Pacing: Use a waiting period for non-urgent choices and a checklist for time-sensitive actions.
Your Financial Picture: What’s True Now
We’ll help you document your lifestyle baseline, assets, liabilities, and income sources. This becomes your single source of truth—supporting affidavits and negotiations while guiding investment and tax decisions.
Titling, Beneficiaries, and Authority
Review titling and beneficiary designations across accounts and insurance. Confirm powers of attorney and access so there’s no disruption to essential transactions.
Retirement Plans and QDROs (Plain English)
Qualified plans often require a QDRO (Qualified Domestic Relations Order) to divide assets correctly. We’ll coordinate with your attorney and plan administrator, so rollovers, tax reporting, and timing are handled without surprises.
Tax Awareness Without the Jargon
Divorce changes your filing status, brackets, and deduction landscape. We’ll model settlement pathways, so you see the after-tax impact before you sign.
Investment During Transition
During a divorce, consider your emotions about making big investment moves. We will help you understand your investments for greater comfort in settlement discussions. After the dust settles you will be better prepared to make long-term investment changes.
What Success Looks Like
By getting planning help, you may have fewer irreversible mistakes, a settlement structure that feels understandable, and a portfolio and plan matched to your financial identity and new chapter.
If you’re navigating divorce, we’ll meet you where you are and build a plan you can trust—one step at a time. Give us a call at 602-923-9800 to set up a complimentary consultation.
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