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Divorce. Who saw this coming? Although the rate is dropping, according to Hive Law (based on a 2018 study by the Center for Disease Control and Prevention,) 42.6% of marriages in the U.S. end in divorce.

When we marry, we know eventually there will be only one … we know death is inevitable. And many couples plan for this by way of saving adequately and by purchasing life insurance for the survivor.

But what about the survivor of divorce? Too bad there isn’t divorce insurance! Would it be as costly as the actual divorce?! We are surely never to find out.
However, there are a few things to consider when making decisions while you are married. If one of you stays home to care for the children, household, or agreed to quality of life, have the two of you identified what this person is sacrificing by way of financial health? Most people do not discuss over dinner what might happen financially if one party determines the marriage is over. You see divorce is not just a financial parting it is an emotional and physical separation. It is not easy.

As you consider divorce (and maybe you should consider this as you decide to marry), how will you two discuss the financial impact of the decisions you made jointly? Generally, the care that was so evident on the wedding day has long since vanished and self-preservation is hard at work.

Concluding a loving relationship is emotionally exhausting and can be financially traumatic. Understanding the financial impact is one step closer to minimizing the financial surprises too many divorcing people didn’t understand. No one wins in divorce. However, understanding what survival looks like can help both parties when the love has evaporated.

This wasn’t written to have answers … it is written for you to ask questions of yourself and your spouse … to have clarity around the potential life quake of divorce. If you still have questions, we are a phone call or email away.

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