Upcoming events

Creating Tax Free Retirement Income

  • Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, A Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, A Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

A significant amount of the wealth in the US is in common retirement plans, such as 401Ks and IRAs. The majority of these monies may be fully taxable as ordinary income. Join us for a discussion around how to help mitigate this future tax issue, by creating Tax Free Retirement Income. We will cover topics such as:

· How to diversify the taxation of your money and reduce long term tax rates.

· Investments that may provide recession-proof income

· 3 Vehicles that may provide Tax Free Retirement Income

· While Roth IRAs have contribution limits of $6,000/year, learn which other vehicles have no limits

· Case Study- how one family has an income of $150,000/year with an average tax rate of 7%

To reserve a spot: email us at planwithHWA@ampf.com

There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial cannot guarantee future financial results.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

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Investing to "do good" - ESG

  • Erin J Scannell CFP®, CLU®, ChFC®, AAMS® , Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Many investors around the globe are interested not only in the financial outcomes of their investments-but also the impact their investments may have, and the role their assets can play in promoting certain global issues. Such investors often cite a sense of responsibility to “do good” socially and environmentally and want to align their values with their investing. This is where ESG and impact investing portfolios can come into play. Join us to learn strategies on how to invest in a way that aligns with your values and to learn the benefits of socially responsible and ESG investing.

To reserve a spot: email us at planwithHWA@ampf.com

There is no cost or obligation.

Social impact investing or ESG may increase risk due to the limitations and constraints involved in investment selection and, as a result, the fund may underperform other funds that do not consider the social impact.

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Kids Financial Bootcamp - Middle & High School Session

  • Erin J Scannell CFP®, CLU®, ChFC®, AAMS® , Private Wealth Advisor, Heritage Wealth Advisors - Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Wealth is a mindset. Let’s build it together.

“Teach the children so it will not be necessary to teach the adults” Abraham Lincoln

Money can’t buy happiness, but it affords us the ability to buy two things that the wealthy say are far more important than money: Freedom and Time. Join us as we discuss tips and strategies to build our Wealth Mindset, and tactics for making the best money decisions we can, with the resources we have. We don’t teach kids about money in school, and so most young adults are sent into the world with little to no formal education in how to make smart money decisions. Join us and bring your kids for a discussion around some of the most important financial concepts that will not only help put them on a better trajectory but leave them excited about making better financial decisions.

Mindset What really makes us happy? (Hint: It's not necessarily money)

Common mistakes adults make and how to avoid them Making Money · Careers versus Jobs · Entrepreneurship · Negotiating Pay Raises · Side Hustles · Building a Network Setting Goals Why does a small percentage of the population make significantly more than the rest? Where Money Goes · Needs versus Wants · Save or Spend? · Major Expenses- Cars- Moving Out- College Borrowing & Investing Borrowing Money · The Plastic Piranha ·•Tyrannosaurus Debt

To reserve a spot: email us at planwithHWA@ampf.com

Thereis no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of,or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Kids Financial Bootcamp - Elementary School Session

  • Erin J Scannell CFP®, CLU®, ChFC®, AAMS® , Private Wealth Advisor
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Wealth is a mindset. Let’s build it together.

“Teach the children so it will not be necessary to teach the adults” Abraham Lincoln

Money can’t buy happiness, but it affords us the ability to buy two things that the wealthy say are far more important than money: Freedom and Time. Join us as we discuss tips and strategies to build our Wealth Mindset, and tactics for making the best money decisions we can, with the resources we have. We don’t teach kids about money in school, and so most young adults are sent into the world with little to no formal education in how to make smart money decisions. Join us and bring your kids for a discussion around some of the most important financial concepts that will not only help put them on a better trajectory but leave them excited about making better financial decisions.

What really makes us happy? ( Hint :It's not necessarily money)

To reserve a spot: email us at planwithHWA@ampf.com

There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Planning to Give

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  • Join this event online
  • Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Our money down the road can only go to three places: Our heirs, the IRS, or to charity - and many of us have control over how much goes to the IRS. Join us to learn strategies for redirecting what otherwise might go to the IRS to the charities you support. Topics that will be discussed are:

  • How to get tax benefits now for gifts that are made to charity sometime in the future
  • How to avoid tax on RMD's (required withdrawals from IRAs and 401k's)
  • How to get certain benefits of trusts (probate avoidance, creditor protection, control over when kids get money, etc.) without the costs of setting up a trust
  • Donor Advised Funds, Dynasty Trusts, Capital Gains Bypass Trusts.
To reserve a spot: email us at planwithHWA@ampf.com

There is no cost or obligation for this event.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial Services, LLC and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Past events

Passive Income Streams

  • Erin J Scannell CFP®, CLU®, ChFC®, AAMS®, Private Wealth Advisor - Heritage Wealth Advisors, A Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, A Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

It is said that we are in one of the more difficult times in history to retire, largely because interest rates are so low. For many of our clients, the goal of creating multiple streams of income that pay to them, regardless of whether they work, is central to their plan. We will look at major strategies to help you produce more secure, sustainable, reliable, lasting income, that can pay even during times of recession, and may even outpace inflation and can grow over time. We will cover:

· Investments that are producing healthy income

· Investments that may provide recession-proof income

· What the large endowments are investing in to produce better income

There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial cannot guarantee future financial results.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

3622937ACMR0621

Estate Planning

  • RSVP Below
  • Join this event online
  • Erin J Scannell, CFP®, CLU®, ChFC®, AAMS®, Private Wealth - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

While it might not be the most exciting subject in the world, Estate Planning is foundational in every financial plan. We want our money to serve us during our lives, with whatever remains going to our kids and family, to causes we support, and to our community. Join us as we share strategies to help balance simplicity and effectiveness, that provide for us if we become sick or incapacitated, and that can help reduce taxes, allowing us to make a potentially larger impact on our family and charities we support. We will cover:

· The basics – Strategies for preserving your estate and avoiding probate

· Advanced - Strategies to help reduce taxes

· Easy wins – Strategies that can be used now without the need of an attorney

· Planned Giving – Strategies for how to save taxes and give more charity without reducing what goes to kids

There is no cost or obligation for this event.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial Services, LLC and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Planning to Give

  • RSVP Below
  • Join this event online
  • Erin J Scannell, CFP®, CLU®, ChFC®, AAMS®, Private Wealth - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Our money down the road can only go to three places: Our heirs, the IRS, or to charity - and many of us have control over how much goes to the IRS. Join us to learn strategies for redirecting what otherwise might go to the IRS to the charities you support. Topics that will be discussed are:

  • How to get tax benefits now for gifts that are made to charity sometime in the future
  • How to avoid tax on RMD's (required withdrawals from IRAs and 401k's)
  • How to get certain benefits of trusts (probate avoidance, creditor protection, control over when kids get money, etc.) without the costs of setting up a trust
  • Donor Advised Funds, Dynasty Trusts, Capital Gains Bypass Trusts.

There is no cost or obligation.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial Services, LLC and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation

Money, Women & Empowerment

  • RSVP Below
  • Join this event online
  • Erin J Scannell, CFP®, CLU®, ChFC®, AAMS®, Private Wealth - Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Despite men often having taken control of the family finances, women now control more of the wealth in the US and that percentage is expected to increase in the next 12 years. Also, many women will likely be the primary decision maker in their family at some point in their lives and a large portion of women will be solely responsible for managing their wealth at some point. Join us for a discussion about the strategies women are using to make even better financial decisions and increase empowerment and confidence levels. The topics we will cover are:

  • Ways to offset the gender pay gap, low retirement savings and low Social Security
  • Strategies for balancing career, kids, and aging parents
  • Ways to improve financial literacy and preparedness of our kids
  • Socially Responsible Investing – how to align your values with your investments
  • How the Wall Street model fails women and how to still get what you need

There is no cost or obligation for this event.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial Services, LLC and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Socially responsible investments focus on green solutions companies, which present increased risk over a more diversified portfolio by limiting investment choices to a specific sector that may or may not perform as well as other industry sectors.

Gardening with Ciscoe!

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  • Ciscoe Morris, Master Gardener
  • Heritage Wealth Advisors, Private Wealth Advisory Practice of Ameriprise Financial Services, LLC.

Seattle's own celebrity gardener Ciscoe Morris joins us for the second installment of Gardening with Ciscoe - Spring edition! Wondering what to do with your garden now that the frost and snow are melting away and warmer days are on the horizon? Ciscoe will help us learn how to transition our gardens to Spring, the things to do now and the best plants to grow. Even if you don't have a green thumb Ciscoe will teach you the best techniques to get your gardens started and also do a live Q&A - and if you have any questions you want him to cover feel free to send them in advance!

There is no cost or obligation for this event.